Fees and FAQs

Let’s talk logistics!

At ParityWell, we offer both 45-minute (90834) and 60-minute (90837) sessions according to what feels most supportive. Our rates range from $200-$260 for 50-minute sessions and $250-$310 for 60-minute sessions, depending on the therapist. 

A lower rate doesn’t indicate that a therapist is any less skilled or experienced. All therapists at ParityWell come to us with multiple years of postgraduate experience and engage in ongoing lifelong training to be up to date with the newest evidence-based mental health and addiction practices. Our client care coordinator Nicolette Swaby, BS, has a background in mental health and will also ensure there is always a strong fit between you and your therapist depending on your preferences and needs. 

See a specific therapist you’d like to work with? You can find rates for each therapist below:

Therapy and Testing Rates

Jessica Torgovnik. MHC-LP. ………………………………………………………………$200/ $250

$200 for 45 minute session (90834) / $250 for 55 minute (90837)

Nancy Moyers. LCSW.………………………………………………………………………… $260 / $310

$260 for 45 minute session (90834) / $310 for 55 minute session (90837)

Autism, ADHD or AuDHD 2-3 Appointment Testing .……………..$1,800-$4,000

This comprehensive neurodevelopmental evaluation includes cognitive testing, an approximately 20-page report, and a diagnostic letter, as applicable. Common CPT codes used include 90791, 90837, 96136, and 96137. Your insurance provider may ask for these codes when you inquire about coverage and out-of-network benefits.

Questions about our rates or using insurance? Send us a message!

Getting Started

Meet Nicolette, our Client Care Coordinator. She can help answer all your questions, match you with the right provider, and explain how to use benefits like out-of-network insurance or HSA/FSA accounts. We know navigating the logistics of mental healthcare can be a lot on top of what may be bringing you to therapy or testing, so she’s here to support you and help keep things simple. To connect with her, just complete the contact form or call/text her at 914-713-5238. She’ll reply in a few hours on weekdays. Our front office takes off weekends and federal holidays, but don’t worry as Nicolette will follow up first thing upon her return.

You don’t have to figure out next steps alone. We’re here to help.

FAQs

Insurance & Reimbursement

Like most specialized NYC based practices, we are out of network and do not work directly with insurance. However, some of our clients receive reimbursement for therapy and neurodevelopmental testing through employer benefits including out of network insurance reimbursement. Dealing with the logistics of insurance when you may also most need mental health support can be tough so that’s why we are here to help you understand your insurance benefits and explain the process. Our Client Care Coordinator, Nicolette Swaby, is ready to help you check your benefits and match you with the right support. 

Why Choose Out-of-Network Care?

It may seem counterintuitive, but out-of-network care has it’s advantages. Many specialist practices are out of network as it allows us to focus on your needs, not insurance company restrictions.

  • Specialized expertise: Advanced training in adult autism, ADHD, AuDHD, and co-occurring mental health conditions, including complex and previously overlooked presentations.

  • Individualized treatment: Care tailored to your goals rather than insurance-imposed session limits or treatment requirements.

  • Comprehensive evaluations: Thorough diagnostic assessments that go beyond checklists to understand your unique cognitive, emotional, and developmental profile.

  • Greater flexibility: More freedom to determine the most appropriate assessment and treatment approach for you.

Our goal is to provide the depth, expertise, and individualized attention you deserve.

How Insurance Reimbursement Works

If your plan includes out-of-network mental health benefits, you may be eligible for partial reimbursement.

1. Pay for Your Appointment

Payment is due at the time of service. We accept major credit cards, debit cards, and eligible FSA/HSA cards. Evaluations require a deposit to reserve your appointments.

2. Receive Your Superbill

We provide monthly superbills (detailed receipts with the billing information your insurer needs).

3. Submit Your Claim

Submit your superbill through your insurance portal (we can show you how when the time comes).

4. Get Reimbursed

Once your out-of-network deductible is met, your insurance may reimburse a percentage of its allowed amount (the fee your insurer recognizes for the service).

For example: If your appointment costs $200, your insurer's allowed amount is $160, and your plan reimburses 80%, you would receive $128 back, leaving you with an out-of-pocket cost of $72.

Actual reimbursement depends on your plan and is not guaranteed.

What Should I Know About My Benefits?

Before beginning care, it's helpful to understand:

  • Deductible: What you pay before reimbursement begins.

  • Coinsurance: The percentage your insurer covers after your deductible.

  • Allowed amount: The maximum fee your insurer recognizes for a service.

  • Covered services: Whether your plan covers psychotherapy and autism/ADHD evaluations, including specific testing codes.

Please note: Insurance coverage for neurodevelopmental evaluations varies. Some plans cover diagnostic interviews but limit or exclude certain testing services. We can provide billing codes in advance to help you verify coverage.

A Note About Diagnosis Codes

Insurance reimbursement generally requires a mental health diagnosis code. Your clinician will determine the appropriate diagnosis based on your assessment, never solely for reimbursement purposes.

Submitting claims shares diagnostic information with your insurer, which may have implications for future life, disability, or long-term care insurance applications. We're happy to discuss any concerns before you submit a claim.

Let Us Help You Verify Your Benefits

We want you to feel confident about the cost of care before committing.

Option 1: Check Yourself

Contact your insurance company or contract us to review your out-of-network benefits.

Option 2: We'll Help You

Complete our Insurance Verification Form, and Nicolette will help review your coverage, deductible, and estimated reimbursement so you have a clearer picture of your potential costs.

Benefit verification is an estimate, not a guarantee of reimbursement.

Insurance Verification Form

Questions? We're Here to Help.

Finding the right care is important, and understanding the cost shouldn't stand in your way.

Contact ParityWell to discuss your benefits, our fees, or scheduling a consultation. We're happy to help you take the next step.